Travel Insurance:
There's really no better way to protect your vacation investment than by purchasing travel insurance. With the possibility of cancellations, flight delays, lost luggage or passports, medical emergencies, unforseen evacuations and any other unexpected incidents, travel insurance can provide the reassurance and peace of mind that you need for an average cost of  $8-10 per Vacation Day.

The medical insurance program you depend on at home often does not cover you once you leave the borders of the United States. Medicare assuredly will not cover you if you are hurt or sick. It is worth noting that ALL ships of foreign registry are considered to be "outside the United States" by Medicare; however, this point is not explained clearly in the Medicare Manual. Without basic coverage, travelers should be prepared to pay for any care they require, either by credit card or wire transfer of funds to the provider.

Worst case scenario...
"Ladies and gentlemen, this is your Captain. The ship has stopped and we will be preparing the Lido for an emergency evacuation. The United States Coast Guard has come alongside and we request your cooperation during this procedure."  If you've cruised  often , chances are you've seen (or heard of) a medical evacuation. Next to repatriating mortal remains, an extreme emergency requiring immediate evacuation while at sea is probably the most expensive circumstance travelers are not insured for. You could find yourself liable for tens of thousands of dollars. Payable without delay.

Our Recommended Plan
TravelSafe Insurance is one the industry's leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs. Remember, without the purchase of travel insurance, you could lose up to the full cost of your trip! Below are some benefits that TravelSafe Insurance can provide you.

Cash-Back and Cancel for Any Reason benefits
Full refunds for your cruises, tour, or any other prepaid travel arrangements subject to  vendor               cancellation penalties
Trip Interruption and Travel Delay benefits
Excellent coverage for flight delays due to weather and mechanical problems with an aircraft
Reimbursements for additional travel expense incurred due to flight delays (missed days                      on cruises/ tours,reasonable expenses for hotel and meals) up to maximum benefit amount.
Baggage Delay benefits
Includes reimbursements of up to $250 for the incidentals you need to get before your luggage            is returned to you
Exclusive Hurricane Warning benefits
New Group Plans for Students & Adults
24 Hour Business and Concierge Services
Reservation for transportation services
Reservations and recommendations for local restaurants and golf courses
One Call Worldwide Travel Services Network
24/7 worldwide service for a huge variety of issues (emergency medical evacuation, lost or                  stolen passports, tracking the return of lost luggage and more)
24/7 Worldwide Emergency Assistance Service
Up to $100,00 in Medical Expenses benefits
References to English-speaking physicians or hospitals that provide Western-standard                        medical care
Arrangements for family visits if you are hospitalized for a lengthy stay
Emergency Evacuation
Medical - up to $1 million
Non-medical - up to $25,000
Coverage for Mental, Nervous or Physiological Disorders

For a Travel Insurance quote or a complete review of the policy details, call us at (208) 921-2951


Original source on Travsearch website for KHM Travel Group, All About Cruises/Susan Conger is a KHM Travel Group Agent http://www.facebook.com/topic.php?topic=326&post=927&uid=183638065005083#post927

"It will never happen to me" ...
DOES NOT APPLY!
Don't Risk It! Insure it!