There's really no better way to protect your vacation investment than by purchasing travel insurance. With the possibility of cancellations, flight delays, lost luggage or passports, medical emergencies, unforseen evacuations and any other unexpected incidents, travel insurance can provide the reassurance and peace of mind that you need for an average cost of $8-10 per Vacation Day.
The medical insurance program you depend on at home often does not cover you once you leave the borders of the United States. Medicare assuredly will not cover you if you are hurt or sick. It is worth noting that ALL ships of foreign registry are considered to be "outside the United States" by Medicare; however, this point is not explained clearly in the Medicare Manual. Without basic coverage, travelers should be prepared to pay for any care they require, either by credit card or wire transfer of funds to the provider.
Worst case scenario...
"Ladies and gentlemen, this is your Captain. The ship has stopped and we will be preparing the Lido for an emergency evacuation. The United States Coast Guard has come alongside and we request your cooperation during this procedure." If you've cruised often , chances are you've seen (or heard of) a medical evacuation. Next to repatriating mortal remains, an extreme emergency requiring immediate evacuation while at sea is probably the most expensive circumstance travelers are not insured for. You could find yourself liable for tens of thousands of dollars. Payable without delay.
Our Recommended Plan
TravelSafe Insurance is one the industry's leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs. Remember, without the purchase of travel insurance, you could lose up to the full cost of your trip! Below are some benefits that TravelSafe Insurance can provide you.
•Cash-Back and Cancel for Any Reason benefits •Full refunds for your cruises, tour, or any other prepaid travel arrangements subject to vendor cancellation penalties •Trip Interruption and Travel Delay benefits •Excellent coverage for flight delays due to weather and mechanical problems with an aircraft •Reimbursements for additional travel expense incurred due to flight delays (missed days on cruises/ tours,reasonable expenses for hotel and meals) up to maximum benefit amount. •Baggage Delay benefits •Includes reimbursements of up to $250 for the incidentals you need to get before your luggage is returned to you •Exclusive Hurricane Warning benefits •New Group Plans for Students & Adults •24 Hour Business and Concierge Services •Reservation for transportation services •Reservations and recommendations for local restaurants and golf courses •One Call Worldwide Travel Services Network •24/7 worldwide service for a huge variety of issues (emergency medical evacuation, lost or stolen passports, tracking the return of lost luggage and more) •24/7 Worldwide Emergency Assistance Service •Up to $100,00 in Medical Expenses benefits •References to English-speaking physicians or hospitals that provide Western-standard medical care •Arrangements for family visits if you are hospitalized for a lengthy stay •Emergency Evacuation •Medical - up to $1 million •Non-medical - up to $25,000 •Coverage for Mental, Nervous or Physiological Disorders
For a Travel Insurance quote or a complete review of the policy details, call us at (208) 921-2951
Original source on Travsearch website for KHM Travel Group, All About Cruises/Susan Conger is a KHM Travel Group Agent http://www.facebook.com/topic.php?topic=326&post=927&uid=183638065005083#post927
"It will never happen to me" ...
DOES NOT APPLY!
Don't Risk It! Insure it!